GOVERNMENT SCHEMES

New Hope Scheme Malta: Home Loan Guarantee for Applicants Facing Insurance Difficulty

The Housing Authority lists the New Hope Scheme as a loan-guarantee measure for people who may have difficulty obtaining the life-insurance cover normally associated with a home loan because of medical conditions.

Property information can change by product, building and scheme. For grants, finance and regulated work, verify current official terms before making a decision.

The Housing Authority lists the New Hope Scheme as a loan-guarantee measure for people who may have difficulty obtaining the life-insurance cover normally associated with a home loan because of medical conditions.

What problem it addresses

Some applicants can afford a loan but face barriers obtaining life insurance. The scheme is intended to address that specific obstacle.

It is not a general renovation grant

The measure relates to home-loan access, not maintenance or refurbishment costs.

Get case-specific advice

Medical, lending and eligibility details are personal and should be confirmed with the bank and Housing Authority.

When to call Finishline

If the work needs inspection, coordination, specialist trades or recurring follow-up, Finishline can turn the issue into a tracked request with visits, quotations and work history linked to the property.

Official & useful sources

Need someone to look at the property?

Send Finishline the property, issue and preferred timing. We’ll turn it into a tracked request.

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