GOVERNMENT SCHEMES
Malta First-Time Buyer €10,000 Grant: Current 2026 Overview
The Housing Authority currently describes a €10,000 first-time buyer grant paid as €1,000 annually over ten years for qualifying acquisitions after 1 January 2022. Rules were updated in 2026, so applicants should always verify the live terms before relying on the grant.
The Housing Authority currently describes a €10,000 first-time buyer grant paid as €1,000 annually over ten years for qualifying acquisitions after 1 January 2022. Rules were updated in 2026, so applicants should always verify the live terms before relying on the grant.
What the current scheme says
The Housing Authority lists the standard grant as €10,000 over ten years. Its 2026 information also describes increased assistance in specified disability cases and changes affecting some second-time buyers.
Why you should verify before budgeting
Eligibility can depend on acquisition date, property use, loan conditions and applicant circumstances. Scheme terms can change after this page is published.
Use the official application guidance
Treat this page as a plain-language starting point and check the current Housing Authority terms before signing or budgeting.
When to call Finishline
If the work needs inspection, coordination, specialist trades or recurring follow-up, Finishline can turn the issue into a tracked request with visits, quotations and work history linked to the property.
Official & useful sources
Need someone to look at the property?
Send Finishline the property, issue and preferred timing. We’ll turn it into a tracked request.
Request a service