GOVERNMENT SCHEMES
10% Deposit Scheme Malta: What Prospective Buyers Should Check
The Housing Authority lists a 10% Deposit Scheme among its affordable-housing measures for prospective buyers. Applicants should check the current age, income, property and bank conditions directly with the Authority before relying on it.
The Housing Authority lists a 10% Deposit Scheme among its affordable-housing measures for prospective buyers. Applicants should check the current age, income, property and bank conditions directly with the Authority before relying on it.
Why the scheme exists
The scheme is designed to help eligible buyers who can sustain a home loan but need assistance with the deposit requirement.
A deposit solution is not full affordability
Buyers still need to budget for repayments, transaction costs, insurance, finishing and maintenance.
Verify current rules
The Housing Authority scheme catalogue is the best starting point because criteria can be revised.
When to call Finishline
If the work needs inspection, coordination, specialist trades or recurring follow-up, Finishline can turn the issue into a tracked request with visits, quotations and work history linked to the property.
Official & useful sources
Need someone to look at the property?
Send Finishline the property, issue and preferred timing. We’ll turn it into a tracked request.
Request a service